Talking about life lesson that I learned on hard way, it's money. All my 20 years I never save any money that I have, yeah, it's true. I spent all my money on comics, books, games, movies, clothes, anything. I even lost some money, just because I kept it recklessly. So after I graduated, I don't have any money, anything at all in my account. Which kind of bad, you're 20 and you're completely broke. I started small business, selling clothes online, but who am I, I'm not fashionista, it didn't make much profit, now there's still some leftover clothes, which I would never wear myself. What am I thinking then. I didn't have insurance either. Now, I have two. One, I opened it because I was persuaded by the sales marketing. Second, I opened it because the tragedy in my family. If you read it on my past posts, my brother passed away so sudden, he didn't have insurance either, even though he wanted to open it, probably most insurance company will reject him. I was thinking I was still young and healthy, so I open it, with a simple mind, if I got sick, I have health insurance to cover it.
My friend know me as online shopaholic, because I love shops online. I even shops so much that I changed my delivery services so the delivery agents won't suspect anything. LOL. I know I spent too much money. But don't worry, I have my strategy. Every month, when I get my income. I took half of my money and put it on my save account, where everything will get auto-debit into my other account, which I can't access until one year. Everything put directly into insurances or deposito. I give myself shopping budget only in one account, so if I spent it, I'm done. Nothing left. Now, I know what is so important of saving, investment and assets. I want to teach my kid from small, if it needed, or put my kid on insurance from birth. I know I'm still behind, I still have my goal to buy house on my own. #blogeverydayinFEB
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