I admit, I spent too much money for these past 2 months. Nov 11th (11.11) and Dec 12th (12.12) is National Online Shopping Day, it's like Black Friday Sale in US. And I think I spent almost all my money in there. Everyday my house got visited by delivery service. Keep shaming myself for how much money I spent, but I kept spending it. So, for these new month and new year. I want to try Hard Cash Money Challenge. The rules are :
Because I work as finance, I still need to do some online banking, that's fine because it's work related. But beside that, for my personal finance, I'm going to use hard cash. I know that I need to do something like paying highway using electronic money, but that's mean I just need to refill it manually. Anything auto-debit from my account are fine. I also wanted to start my new hobby, journaling, with my new and first ever Starbucks Planner. It's the right time to do some finance de-cluttering. Don't forget to follow me on instagram @aftertwentynine, I will update my journal post weekly. Hopefully these new hobby will stick. Let's see.
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January 2021
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